Sr. No. |
Loan Scheme |
Interest Rate |
1 |
Loan policy for new home construction/ new flat/ ready-made home purchase |
8.50% |
2 |
Medium term loan policy for decoration and furniture under house renovation |
8.75% |
3 |
Loan for plot purchase |
9.00% |
4 |
Permanent Property Mortgage Loan |
11.00% |
5 |
Gold mortgage loan |
10.50% |
6 |
Gold Mortgage Medium Term Loan |
10.50% |
7 |
Personal loan |
11.00% |
8 |
Loans against Mahila Samriddhi Savings Deposit |
11.00% |
9 |
Pensioner Loan Scheme |
11.50% |
10 |
Education loan |
10.50% |
11 |
Loans for solar power projects |
10.50% |
12 |
Deposit Guarantee, NSC Short Term Loan |
1% more than deposit interest rate |
13 |
Overdraft Loans on Special Fixed Deposits and Fixed Deposit Receipts |
1% more than fixed deposit interest rate |
14 |
Medium term direct loans for agriculture and non-agriculture |
11.00% |
15 |
Loan for purchase of new four wheeler |
8.60% |
16 |
Loan for purchase of new two wheeler |
9.00% |
17 |
Loan for purchase of new cargo vehicle |
10.50% |
18 |
Loan for Purchase of New Heavy Goods Vehicle (HGV) |
10.50% |
19 |
Individual Cash Credit Loan |
12.00% |
20 |
Loans against Daily Savings Deposit |
11.00% |
21 |
Loan to Street Vendors |
11.00% |
22 |
Personal Overdraft Loan Policy |
11.00% |
23 |
Instant loan facility for salaried employees through bank |
11.00% |
24 |
Loan policy for the purchase of various luxury items for salaried employees through the bank |
10.50% |
25 |
Direct medium term loan for salaried Anganwadi workers and helpers through Bank |
11.00% |
26 |
Godown Construction Loan (Individual Members) |
12.00% |
27 |
Godown Construction Loan (for Societies) |
12.00% |
28 |
Medium Term Direct Loan Policy to Farmer Members under Water Supply Scheme (Electric Pumps, Pipe Lines) |
12.00% |
29 |
Loan for purchasing Tractor trailers and tools as well as threshers Machine |
12.00% |
30 |
Silver Jubilee Agricultural Credit Limit Direct Loan Policy |
10.00% |
31 |
Kisan Credit Card Loan for Working Capital (Animal Husbandry, fishery and Dairy Business). |
6.00% |
32 |
GDCC Shetakari Samadhan Loan Scheme |
10.00% |
33 |
Pradhan Mantri Micro Food Processing Industries Scheme (PMFME) |
12.00% |
34 |
Prime Minister’s and Chief Minister’s Employment Generation Programme Scheme (PMEGP and CMEGP) |
12.00% |
35 |
Wakhar Mahamandal Loan |
12.00% |
36 |
Loan to joint liability groups |
16.00% |
37 |
Self Help Group Loan Cash Credit under MSRLM (Maharashtra Rajya Gramin Jeevanonnati Abhiyan) Scheme |
7.00% |
38 |
Self Help Groups (Cash Credit) |
9.50% |
39 |
Cash Credit Loan Policy for Salaried Employees Credit Society |
9.50% |