A Kisan Credit Card (KCC) is a special credit card scheme introduced by the Government of India to provide affordable credit to farmers in India. The KCC scheme is implemented by various financial institutions, including banks and cooperative societies, under the supervision of the National Bank for Agriculture and Rural Development (NABARD).

The KCC card serves as a credit card for farmers, which enables them to access timely and adequate credit for their agricultural needs, including farming-related expenses such as purchase of seeds, fertilizers, pesticides, irrigation, and other farm-related activities. The KCC scheme aims to provide hassle-free credit to farmers and reduce their dependence on informal sources of credit, which often charge exorbitant interest rates.

The KCC card provides several benefits to farmers, such as lower interest rates on loans, flexible repayment options, and a higher credit limit based on the farmer’s land holding and cropping pattern. The KCC scheme also offers insurance coverage for the borrower in case of any unforeseen events that may impact their ability to repay the loan.

To apply for a KCC card, farmers can visit our branch and submit the required documents, which include proof of identity and address, land holding documents, and other relevant documents as required by the bank.